50+carriers
What a real comparison costs you
Doing this properly means re-keying the same declarations page into one quote form after another, then reconciling limits that are worded differently on every one.
We negotiate your insurance premium down. Same coverage, lower price.
A dedicated concierge re-prices the policy you already hold, negotiating with your carrier and the wider market on your behalf. Clients save $1,247+/yr on average per negotiated policy, on identical limits.
$0 if we find no savings. No upfront cost, ever.
$3,987$2,775saved $1,212/yr (30%)
- BBB A+ rated
- 1100+ clients · USA, Canada & UAE
Carriers our clients came to us insured with
- GEICO
- Allstate
- USAA
- Progressive
- Travelers
- Nationwide
Carrier names are the property of their owners. AiM is not affiliated with, endorsed by, or appointed by them.
Why this matters
Nothing about you changed. Your premium did.
A renewal notice arrives with a new number on it. Checking whether that number is fair means starting over with every carrier in the market — so most people sign it, and the increase compounds the next year. It does not have to: a renewal premium is more negotiable than most people think.
- $1,247+/yrThe gap we typically find
The average annual difference between what a client was paying at renewal and what we negotiated for them, on identical limits.
- 29%lowerAcross the cases we publish
Not a projection. The mean reduction across the client receipts we publish in full: carrier by carrier, the premium before and the premium after.
Read the receipts
Cumulative results across Car Concierge Pro and AiM services since 2019. Average annual saving is per negotiated policy. Individual results vary.
Send us the renewal notice and we do the starting-over part for you. If there is nothing worth signing, you hear that too.
Get my free quoteTakes 5 minutes · No card · $0 if no savingsTrusted across USA, Canada & UAE
Real savings. Real clients. Real receipts.
- BBB A+ ratingCar Concierge Pro on bbb.org
- $0 if no savingsOur own guarantee, not a rating
1,100+
Clients Served
$6.14M+
Negotiated Savings
$1,247+
Avg. Annual Savings
50+
Providers Compared
Cumulative results across Car Concierge Pro and AiM services since 2019. Average annual saving is per negotiated policy. Individual results vary. See the client results in full, or read how we got here.
Get my free quoteTakes 5 minutes · No card · $0 if no savings
The deliverable
This is what lands in your inbox.
One page. Same coverage in both columns, the two prices side by side, and what it costs you if we found something. No jargon, and nothing to sign until you have read it.
AiM Insurance
Premium audit
- Prepared for
- Your name
- Policy
- Auto, full coverage
- Current carrier
- Allstate
- Turnaround
- First response in 24 hours
| Coverage | Today | With AiM |
|---|---|---|
| Bodily injury liability | $100k / $300k | $100k / $300k |
| Property damage liability | $100k | $100k |
| Collision deductible | $500 | $500 |
| Comprehensive deductible | $500 | $500 |
| Uninsured motorist | $100k / $300k | $100k / $300k |
| Rental reimbursement | $40/day | $40/day |
| Named drivers | 2 listed | 2 listed |
| Vehicles on policy | 2 | 2 |
| Annual premium | $3,214 | $2,400 |
You keep in year one
$610
after our one-time $204 fee
You save from year two
$814/yr
Reduction
25%
What it costs: 25% of first-year savings · $149 flat fee for new-policy placement · $0 if we find no savings.
Example only. The two premiums are from a real client case, published in full with the others on our results page. The coverage limits are a conventional full-coverage auto policy, shown identical in both columns because that is the point — nothing moves except the price. Your audit shows your own limits, line by line.
Get my free quoteTakes 5 minutes · No card · $0 if no savings
In their own words.
Clients who were paying too much, in their own words. Quotes are not the only thing on offer here: we also publish three client cases in full — the carrier named, the premium before, the premium after — so you can check the arithmetic yourself.
“Thanks to AiM, I saved $1,236 annually on my auto insurance. Same reliable, safe coverage. Painless switch.”
Daniel R.
Family of four · Austin, TX · previously with GEICO
- $1,400/yr
“AiM saved us $1,400 annually on our auto policy without changing coverage at all. The whole process was hassle-free.”
Sarah M.Auto policyholder · Toronto, ONPreviously with Allstate - $1,850/yr
“Skeptical at first, but they actually found a better rate AND better coverage. Wouldn't go back to negotiating on my own.”
Michael K.Small business owner · Dubai, UAE - $2,100/yr
“Multiple vehicles meant the savings really added up. AiM is genuinely a game-changer for families like ours.”
Jennifer B.Mother of three · Phoenix, AZPreviously with Progressive
These are testimonials we collected ourselves, not reviews held by a platform, and they have not been independently audited. Names abbreviated for privacy. Figures are individual client results; your savings will vary.
Insurance Services
4 live categories, 1 on the waitlist.
Whatever you insure — car, home, boat or yacht — we negotiate it down on the coverage you already hold.
Car Insurance
We help you lock down the best car insurance deal.
Learn more
Home Insurance
Our team ensures your home is protected without inflated premiums.
Learn more
Boat Insurance
Keep your boat secure while cutting through confusing pricing.
Learn more
Yacht Insurance
Custom yacht coverage that reflects your lifestyle and budget.
Learn more
WaitlistJet Insurance
Waitlist only until Q3 2026 — no jet policy can be quoted or negotiated yet.
Join the waitlist
4 steps. You spend about ten minutes on it.
First response within 24 hours. Nothing changes on your policy without your say-so.
- 01
Send your declarations page
The one-page renewal summary your carrier already mailed you. Send the form, then reply to your confirmation email with it attached. Nothing to fill in, nothing to look up.
≈ 5 minutesYou: reply with one PDF - 02
We benchmark 50+ carriers
Your exact risk profile, priced against every major carrier at identical limits — then taken back to your current insurer first, because retention departments discount rather than lose a policy.
2 to 3 daysYou: nothing - 03
You get a one-page savings report
What you pay now beside what the market will write it for, line by line, on the same coverage. If we cannot beat your premium, the report says so and you owe nothing.
Same weekYou: read one page - 04
You decide: renegotiate or move
Stay with your carrier at the new price, or move. You choose; we prepare the forms, line up the effective dates so you are never uninsured, and chase any refund.
When you're readyYou: sign, we do the rest
Get my free quoteTakes 5 minutes · No card · $0 if no savings
What it costs
You pay us out of what we save you.
No retainer, no subscription, no card up front. Here are all three of our prices — each one written out in full on the pricing page.
- Most clients25%of first-year savings
Charged once, on what we actually save you in year one.
- $149Flat, for new policies
Only where there is no existing premium to negotiate against — a first car, a newly closed home, a newly bought boat.
- $0No savings, no fee
No retainer, no consultation fee, nothing to cancel.
Fee calculator
Work out your exact fee
Enter both premiums. The math runs live, and nothing is sent anywhere.
You keep$0In year one, after our fee
Our fee$025% of first-year savings
Enter your premiums above to see your fee instantly
25% of first-year savings$149 flat fee for new-policy placement$0 if we find no savings
The fee is payable once the new premium is confirmed. Nothing is charged before you have seen the comparison and approved it.
Everything you want to know first.
The questions we hear most. Don't see yours? Reach out — we answer every email, within 24 hours.
How does pricing work?
AiM Insurance states every fee up front. When we lower a premium you already pay, the fee is 25% of first-year savings, charged once. When there is no existing premium to negotiate against, placing a new policy costs a $149 flat fee. If we find no savings, you pay $0. There is no retainer, no subscription and no card required to start, and nothing is charged before you have seen the comparison and approved it.
Do you charge for negotiating insurance?
The review and the negotiation are free. When AiM Insurance lowers a premium you already pay, the fee is 25% of first-year savings. When there is no existing premium to negotiate against (a first car, a newly closed home, a newly bought boat), it is a $149 flat fee for new-policy placement. $0 if we find no savings: if we cannot beat your premium, we tell you so and you owe nothing.
Do I have to switch carriers?
No. We take the market result back to your current carrier first, because retention departments usually discount rather than lose a policy. If another carrier genuinely beats them on identical coverage, we show you both prices side by side and you decide. Nothing changes without your approval.
Can you really get me a better rate than going direct?
It depends on the policy. A direct quote is anchored to whatever the carrier's own website returns. AiM Insurance starts from your declarations page instead. We look for rating errors and for discounts that were never applied, price the same limits and deductibles across 50+ providers, and take that result back to your current carrier. Sometimes the price you already pay is competitive, and then we tell you so. Average saving: $1,247+ a year per negotiated policy.
Do I still deal with the insurance company directly?
Yes. The policy is between you and the carrier. We negotiate the terms and handle the paperwork. You own the policy, you make the payments, you control everything. We are your advocate, not a middleman billing you.
What if I already have insurance?
Even better. Send us your declarations page and we audit it for free. You get a first response within 24 hours and a one-page side-by-side comparison in the same week. If we find savings you decide what to do with them; if we do not, you will know your current policy is already competitive.
Stop overpaying. Start with one PDF.
Join 1100+ clients across USA, Canada & UAE who let us re-price their coverage instead of signing the renewal.
$0 if no savings · No obligation · First response within 24 hours